Beat Your Rate Guaranteer

Whether you want to refinance your current car or are ready for a new one, we guarantee to beat your rate!

If we can't beat your current or offered rate by at least 0.50% APR, we'll give you a $100 VISA Gift Card.*

When you Finance with Velocity Community Credit Union, you'll enjoy:

  • Up to 125% financing on autos
  • No application fees, no pre-payment penalties
  • Low, fixed rates & flexible terms to fit your budget

Plus, easily apply and close your loan online!

* Applicant must provide verification of rate you have been offered by another financial institution to be qualified for a gift card. Rates will be based on the evaluation of the applicant’s credit. The information contained in this offer is deemed to be accurate at the time of publishing. Offer valid through  December 31, 2022. Velocity Community Credit Union will beat the rate from another financial institution by at least 0.50% Annual Percentage Rate (APR) with a floor rate of 2.24% APR. Promotional rates do not qualify. Minimum amount financed must be $7,500. The financing term must be 72 months or less, OR the remaining term, whichever is greater. Offer does not apply to loans currently financed with Velocity Community CU. Rate must be for a similar product and term. Loans subject to credit approval. If we approve you for credit but are unable to beat your rate by at least 0.50% APR, you will receive a $100 VISA® gift card. Allow 3-4 weeks to receive your gift card from the date of the loan application. Offer subject to change without notice. Other terms and conditions may apply. Other restrictions may apply. One promotional bonus per vehicle loan, including other offers.

Yes! I am interested.